Bitfinex Deposits

Contents

• Choose a Deposit Method
• Method 1: OpenPayd Wire (Recommended)
• Method 2: Manual Wire Through Bitfinex
• After Your Deposit Arrives: Move Funds to the Funding Wallet
• FAQ
• Official References
• Risk Disclosure

---

Path: Your bank account (USD/EUR) → international wire (SWIFT/SEPA) → Bitfinex (USD/EUR) → Funding Wallet

The sending bank account must be opened in your own name.

Choose a Deposit Method

Bitfinex supports USD, EUR and GBP bank wires, processed in one of two ways:

	OpenPayd (recommended)	Manual wire
Verification level	EUR/GBP: Intermediate or above; USD: Full	Full
EUR fee	€5 per transaction (0.1% above 10,000 EUR)	0.1%, minimum 60 USD/EUR
USD fee	0.1%, minimum 30 USD per transaction	0.1%, minimum 60 USD/EUR
Minimum deposit	EUR: none; USD: 10,000 USD	10,000 USD/EUR
Transfer network	EUR: SEPA / SEPA Instant; USD: SWIFT	International SWIFT wire
Arrival time	EUR: about 1 business day (near-instant with SEPA Instant); USD: about 24 hours on business days	Commonly about 5 business days

• Users in Europe depositing EUR: choose OpenPayd first. It has the lowest requirements and the lowest fees.
• Users outside Europe, or if OpenPayd does not support your bank’s country: choose a manual wire.
• OpenPayd’s USD service is limited to the European Economic Area (EEA) and a few other countries such as Switzerland and Norway. The United States, the United Kingdom, Japan and China are not supported. EUR and GBP have fewer restricted regions. For the full list, check the Bitfinex deposit page.

Method 1: OpenPayd Wire (Recommended)

1. Log in to Bitfinex and make sure your account has the required verification level (Intermediate or above for EUR, Full for USD).
2. Go to Wallet > Deposits > Bank transfer, then select Euro or US Dollar.
3. Select the wallet you want to deposit to and enter the deposit amount.
4. Select OpenPayd as the processor.
5. Select the country where your bank is located, and accept the OpenPayd notice and terms.
6. The wire recipient details will be shown. Use your online banking or visit your bank to send the wire to those details.
   • EUR: if your bank supports SEPA Instant, the system selects it automatically. Both the sending and receiving banks must support it for the transfer to be instant.
   • USD: processed as a standard SWIFT transfer.

Method 2: Manual Wire Through Bitfinex

1. Make sure your account is at the Full verification level.
2. Go to Wallet > Deposits > Bank transfer.
3. Select the currency (USD/EUR), the wallet to deposit to and the amount, choose Manual as the processor, then click Continue.
4. After you submit the request, Bitfinex reviews it within 48 hours. Once approved, you receive an email with the bank account details to wire your funds to.
5. Send the wire to Bitfinex using those details.

⚠️ Wire in the same currency you selected in the request. If you send a different currency, your bank converts it automatically. Bitfinex is not responsible for the exchange rate and credits only the amount received after conversion.

The fee is deducted directly from the amount credited to your account. You can see the details under Reports > Movements.

After Your Deposit Arrives: Move Funds to the Funding Wallet

• Once your funds arrive, make sure they are in the Funding Wallet so they can be auto-lent. See Bitfinex Wallets Explained.
• If you deposited EUR, first swap it to USD (or USDT) in the Exchange Wallet, then transfer it to the Funding Wallet. For the assets FalconLend can lend, check the platform’s strategy settings page.

After your deposit, continue with Bitfinex Setup and Creating an API Key. To withdraw back to your bank later, see Bitfinex Withdrawals.

FAQ

How long until my wire arrives?

• OpenPayd: USD within about 24 hours on business days; EUR about 1 business day.
• Manual wire: depends on your bank and any intermediary banks. International wires commonly take about 5 business days. Bitfinex credits your account on the day the funds reach its bank.

What if it takes longer than expected?

A delay may come from an intermediary bank, or your bank may not have sent the payment yet. Contact Bitfinex Support and provide:

• Your Deposit ID
• The SWIFT MT103 message from your bank. If your bank cannot provide it, ask for a Proof of Payment instead.

Official References

• How to make a Bank Wire Deposit to Bitfinex
• Wire deposit and withdrawal with OpenPayd on Bitfinex
• Fiat on Bitfinex — Frequently Asked Questions (FAQ)
• What is a Proof of Payment at Bitfinex

Risk Disclosure

This page is compiled from Bitfinex’s official documentation. Fees, limits and supported countries may change at any time, so always check the Bitfinex deposit page and official announcements. Wire processing and risk controls are handled by your bank, OpenPayd and Bitfinex respectively. FalconLend does not guarantee any service. Please do your own research (DYOR).