Your funds, your control
We explain security by describing the mechanism, not by making guarantees. Here is how FalconLend.ai reduces risk — and the risks that remain.
You keep custody
Your funds stay in your own Bitfinex account throughout. FalconLend.ai only holds the access needed to help execute lending, and cannot withdraw or move your funds.
Over-collateralized lending
In the Bitfinex funding market, borrowers must post collateral worth more than the loan. When collateral falls short, the system force-liquidates to repay the loan, reducing the risk of loss from default.
This is not zero risk — in extreme conditions, collateral may still be insufficient to fully repay.
What is over-collateralization? Is Bitfinex lending safe? Read the details →
How it works
Risks you should know
Lending is not without risk. Floating rates, crypto price volatility, and exchange risk can all affect your funds.
Returns and principal are not guaranteed. This content is for information only, not investment advice. Read the full risk disclosure →