Risk Disclosure
Crypto lending involves risk. Please read the following carefully before using the service. This page is the full version of the site-wide risk information.
1. Rate volatility
Funding rates float with market supply and demand; there is no fixed or guaranteed return. You can set a "minimum lending rate," but setting it too high may leave funds idle and unlent, lowering your effective APR.
2. Exchange / platform risk
Your funds are held at a third-party exchange (e.g., Bitfinex). Insolvency, hacks, frozen withdrawals, or regulatory changes could cause loss or make funds unrecoverable — outside this platform’s control.
3. Crypto price volatility
If collateral value drops sharply, default losses can still occur under extreme conditions.
4. Liquidity risk
In quiet markets, funds may not be lent out or may not be redeemable immediately.
5. Smart contract / technical risk
System errors, downtime, and operational mistakes can occur.
6. Regulatory risk
Crypto regulation in Taiwan and the US continues to evolve and may affect the service or your taxes.
7. Tax responsibility
Reporting lending income is your own responsibility.
8. Platform service risk
The platform only helps execute lending; if the service is interrupted, you must manage your positions yourself.
Important:
This site is for informational purposes only and is not investment or financial advice. Lending does not guarantee principal or returns; it is not a deposit and is not insured, and past performance does not indicate future results.
Please read Bitfinex’s public disclosures and assess the risks yourself before lending, or consult a professional.
We make a good-faith effort to keep information up to date, but markets change quickly; if anything differs from a third-party platform’s announcements, the third-party platform prevails.
FalconLend’s official social accounts are for sharing information only. We will never message you first, or ask for your API keys, passwords, or any transfer. Beware of impersonators.