Frequently Asked Questions
Guides on deposits, lending setup, and how it works — updated over time.
Getting started
How to Start Auto-LendingSign up for FalconLend.ai, set up your Bitfinex API key, choose a strategy and turn on the lending switch — four steps to set up USDT auto-lending. → Bitfinex Setup and Creating an API KeyWalk through Bitfinex registration, KYC, two-factor authentication and deposits, then create a dedicated Bitfinex API key for FalconLend with only the necessary permissions and no withdrawal access. → FalconLend's Three Built-in StrategiesAn introduction to the three built-in strategies — Short-Term Liquidity, High-Yield Lock and Custom Strategy — and parameters such as capital pools, terms and order splitting, to help you pick the right lending strategy. → Viewing Your Lending Performance in FalconLendHow to view open offers and active loans, the daily and monthly interest reports, and answers to common questions on daily interest fluctuations and APR-to-APY conversion. → Bitfinex DepositsFund Bitfinex with a USD or EUR bank wire. Compare the OpenPayd and manual wire options, verification levels, fees, minimums and arrival times, then move your funds to the Funding Wallet to start lending. → Bitfinex WithdrawalsLearn how to convert your Bitfinex earnings to USD or EUR and wire them to your own bank account, including verification levels, OpenPayd and manual wire fees, minimums and arrival times, plus an overview of crypto cards such as RedotPay, Bybit and Pionex. → Bitfinex Wallets Explained: Exchange, Margin & FundingBitfinex wallet types explained, from how the Exchange, Margin and Funding wallets differ to how to make a Bitfinex wallet transfer so your funds are ready for auto-lending. →
Principles & mechanics
How Crypto Lending Works: Where the Interest Comes FromCrypto lending means lending USDT and other assets to margin traders for interest. Learn how USDT lending works, where the interest comes from, how rates are set, and the limits of stablecoin passive income. → How the Bitfinex Funding Market WorksWhat is Bitfinex Funding? How the Bitfinex funding market matches fund providers with borrowers, how the funding rate is set, and how lending offers fill and get repaid. → Is Bitfinex Lending Safe? Collateral and RisksIs Bitfinex lending safe? Lending is over-collateralized and positions are force-liquidated when collateral runs short, which reduces but cannot eliminate lending default risk; platform and API key risks explained too. →