# Viewing Your Lending Performance in FalconLend
> How to view open offers and active loans, the daily and monthly interest reports, and answers to common questions on daily interest fluctuations and APR-to-APY conversion.
- URL: https://falconlend.ai/en/faq/interest-earnings-report/
- Updated: 2026-10-23
**Contents**
* [Order Book & Loans](#order-book--loans)
* [Open Offers](#open-offers)
* [Active Loans](#active-loans)
* [Interest Earnings Report](#interest-earnings-report)
* [Daily](#daily)
* [Monthly](#monthly)
* [FAQ](#faq)
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## Order Book & Loans
Once your strategy is running, you can review its activity here.
### Open Offers
Shows the offers FalconLend has placed automatically that have not yet filled.
* Order Book & Loans > Open Offers
On Bitfinex this corresponds to: Funding > asset > the `Funding Bids` section (the `借入資金和借出資金` block in the Chinese interface)
### Active Loans
Shows the offers FalconLend has filled as loans; you can filter by order status, and with nothing selected all statuses are shown.
* Order Book & Loans > Active Loans
On Bitfinex this corresponds to: Funding > asset > the `Funding Provided` section
## Interest Earnings Report
* Summarizes the performance of successfully filled lending orders by day or month
* Use `Customize Columns` to choose which columns to show
* The previous day's interest is recorded daily at 01:30 UTC
### Daily
### Monthly
## FAQ
### Why does the interest I receive each day sometimes fluctuate even when my orders and rates haven't changed?
* The exchange pays out at a fixed time
* Bitfinex runs its daily interest payout at 01:30 UTC
* Interest is paid by the actual hours accrued
* Interest accrues dynamically by the second and by the hour. If your offer was opened at a time other than exactly 01:30 UTC, or the borrower closes or repays mid-cycle, the amount credited on settlement day is based on the hours actually used (for example, about 12 hours).
* The remaining unsettled hours are paid out in the next 01:30 UTC cycle, so you may see one day with about half the amount and the next with about the full amount
* Total earnings and APR are unaffected
* Daily fluctuation is just a result of how the cash payout is split in time; over a week or month, cumulative interest matches the agreed APR
### Annual Percentage Rate (APR) vs. Annual Percentage Yield (APY)
* Annual Percentage Rate (APR)
* The annual rate converted from the daily rate (simple interest). See the rate converter
* Annual Percentage Yield (APY)
* The annual rate calculated by compounding the daily rate. See the rate converter
## References
* [Bitfinex - Fees and discounts](https://www.bitfinex.com/fees/)
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## Risk Disclosure
1. **Rate volatility**: Funding rates float with market supply and demand; there is no fixed or guaranteed return. You can set a "minimum lending rate," but setting it too high may leave funds idle and unlent, lowering your effective APR.
2. **Exchange / platform risk**: Your funds are held at a third-party exchange (e.g., Bitfinex). Insolvency, hacks, frozen withdrawals, or regulatory changes could cause loss or make funds unrecoverable — outside this platform’s control.
3. **Crypto price volatility**: If collateral value drops sharply, default losses can still occur under extreme conditions.
4. **Liquidity risk**: In quiet markets, funds may not be lent out or may not be redeemable immediately.
5. **Smart contract / technical risk**: System errors, downtime, and operational mistakes can occur.
6. **Regulatory risk**: Crypto regulation in Taiwan and the US continues to evolve and may affect the service or your taxes.
7. **Tax responsibility**: Reporting lending income is your own responsibility.
8. **Platform service risk**: The platform only helps execute lending; if the service is interrupted, you must manage your positions yourself.
**Important:**
This site is for informational purposes only and is **not investment or financial advice**. Lending **does not guarantee principal or returns**; it is not a deposit and is not insured, and past performance does not indicate future results.
Please read Bitfinex’s public disclosures and assess the risks yourself before lending, or consult a professional.
We make a good-faith effort to keep information up to date, but markets change quickly; if anything differs from a third-party platform’s announcements, the third-party platform prevails.
FalconLend’s official social accounts are for sharing information only. We will never message you first, or ask for your API keys, passwords, or any transfer. Beware of impersonators.
Full page: https://falconlend.ai/en/risk/